Please provide an estimate of your net worth.

1. Under US$25,000
2. US$25,000 to US$99,999
3. US$100,000 to US$199,999
4. US$200,000 to US$1 million
5. More than US$1 million

What is the total of your investable assets outside of your pension plan?

1. Less than US$25,000
2. US$25,000 to US$99,999
3. US$100,000 to US$199,999
4. US$200,000 to US$1 million
5. More than US$1 million

What is your current level of income?

1. Less than US$30,000
2. US$30,000 to US$75,000
3. US$75,000 to US$100,000
4. US$100,000 to US$200,000
5. More than US$200,000

Regarding your investment experience, you have...

1. invested in a wide variety of investments over the years (including: mutual funds, GIC's, stocks, bonds and derivatives), and have an in depth understanding of investment concepts and the risks involved.
2. invested in several types of investments (including: mutual funds, GIC's, stocks and bonds), and have a good understanding of investment concepts and the risks involved.
3. invested previously (primarily in GIC's and mutual funds), and have a basic understanding of investment concepts and the risks involved.
4. little to no investment experience.

You consider your investment experience and knowledge to be...

1. sophisticated
2. good
3. fair
4. novice

Approximately how many years until you plan to retire?

1. Less than 1 year
2. 1 to 3 years
3. 3 to 5 years
4. 5 to 10 years
5. 10 to 20 years
6. Over 20 years

What are your average annual return expectations for this portfolio?

1. Inflation plus 1%
2. Inflation plus 2%
3. Inflation plus 3%
4. Inflation plus 4%
5. Inflation plus 5%

Suppose you invest US$10,000 in a portfolio of cash, bonds and stocks. On your next statement, you see that the value has fallen to US$8,000. How would you react? You would...

1. invest more, if you could, because it would represent an opportunity to buy on a dip.
2. sit tight, not selling or buying anything.
3. wait a year or two before deciding whether to keep your portfolio or make changes.
4. wait six months or so to break even and then sell.
5. sell immediately because you realize you didn't want anything that risky.

Given your financial situation, how much of a temporary drop in the value of your investments are you willing to accept to achieve your return objectives?

1. You can tolerate low volatility, where the portfolio may have negative returns of -5% to -10% in a 12-month period, once every 6-7 years.
2. You can tolerate low to medium volatility, where the portfolio may have negative returns of -10% to -15% in a 12-month period, once every 5-6 years.
3. You can tolerate medium volatility, where the portfolio may have negative returns of -15% to -20% in a 12-month period, once every 4-5 years.
4. You can tolerate high volatility, where the portfolio may have negative returns of -20% to -30% in a 12-month period, once every 4-5 years.
5. You can tolerate very high volatility, where the portfolio may have negative returns of -30% or worse in a 12-month period, once every 3-4 years.

Which of the following statements closely reflects the primary goal of your investment portfolio? You want...

1. your investments to grow as much as possible. The fact that your investments may go through significant declines in value from time to time, sometimes taking a few years to break even, does not concern you.
2. your portfolio to emphasize long-term growth. While you don't want everything invested in stocks, you understand that the pursuit of long-term growth involves the risk of significant short term declines.
3. a portfolio with growth as the first priority but you want to balance that with fixed income-oriented investments that offer the potential for capital protection at the expense of longer term growth. You understand that this type of portfolio can experience occasional double-digit percentage declines.
4. your portfolio to emphasize low volatility and safety of capital, but you also want the potential for some modest growth over time in an effort to offset the effects of inflation. You understand that the risk of moderate losses may result from the pursuit of these objectives.
5. a portfolio that favours relatively low volatility and safety of capital. You are prepared to give up the potential for growth and full inflation protection in order to achieve greater capital stability.

When you think of "risk" in a financial context, which of the following words come to mind first?

1. Danger
2. Uncertainty
3. Opportunity
4. Thrill

Imagine your employer allowed you to be paid a salary, a commission or a combination of both. Which would you pick?

1. All salary
2. Mainly salary
3. An equal mix of salary and commission
4. Mainly commission
5. All commission